PAGE 4 June 18, 2008
The Newscaster/Nature Coast News
Real Estate Today
Inglis citizens urged to sign up for
Mortgage Brokers And Closings
Evacuation Assistance List
A Guest Commentary by Darryl Diamond
It is no secret that loose mortgage the concerns that my buyers had on their 30
Hurricane season is upon us and the Inglis Police Department wants to ensure, that
loan criteria for several years has played a years mortgage at closing
if a major catastrophe were to hit our community, everyone would be accounted for. To assist
significant role in today's foreclosure mess. should be answered by their
us in that goal, we urge you to come to the Inglis Police Department during business hours
Basically this means that many lending insti- mortgage broker, and many
and sign up for our Evacuation Assistance List - if you or a loved one has a disability or would
tutions gave loans to people that were mar- times we had to call the broker
be unable to evacuate your residence under an Emergency Evacuation Order.
ginal at best.
wherever they were to clear up
This Evacuation Assistance List will be supplied to the Levy County Emergency
Thousands of families have lost their a question.
Management Office and local fire departments, in an effort to secure the safety of all Inglis
dream home because of the declining
Well last week I
citizens.
economy along with the fact that they signed closed on a foreclosure home in Homosassa,
email your news to: newscast@atlantic.net
for a mortgage that they could barely afford. and was glad that the mortgage lady came to
When you hire a mortgage broker the closing to properly represent their buy-
they should being advising you, as their cli- ers. So if you are applying for a mortgage,
ent on a loan "in your price range". Likewise insist that your mortgage broker come to the
TOWN OF INGLIS
buyers should only sign for a loan payment closing. If they will not come, get another
that they can afford.
mortgage agent. If there seems to be any sud-
SPECIAL MEETING
Occasionally I have bumped into den change at closing on your interest rate,
June 19th, 2008 Time: 9:30 A.M.
Place: Town Hall
that young couple that says, "we are pre quali- monthly payment, or any other concern, do
fied for a monthly payment on a $200k home, not close until your questions are answered.
PERSONS DESIRING TO ADDRESS THE TOWN COMMISSION WILL BE ASKED
but want to keep our payments low, so we
I feel that having the financial of-
TO LIMIT THEIR COMMENTS TO THE SPECIFIC SUBJECT BEING DISCUSSED AND
wish to view homes in the $150 to $175k range" ficer participate in the closing may help slow
WILL BE HELD TO ONE (1), Three (3) MINUTE TIME PERIOD PER AGENDA ITEM.
I have always admired these buyers that foreclosures in the future. Just recently more
ANY PERSON WHO DESIRES TO APPEALANY DECISION MADE BY THE TOWN
picked a starter home they could afford rather mortgage brokers are coming to closings. Let's
COMMISSIONAT THIS MEETING WILL NEED TO ENSURE THAT A VERBATIM
than the bigger more expensive home.
hope this becomes the industry standard. (in
RECORD OF THE PROCEEDINGS IS MADE (SECTION 286.0101. FL.STATUTES).
A curious part of real estate is that addition to his real estate credentials, Darryl
SPECIAL AGENDA
after I sell a home, my clients and I have to Diamond has been a licensed mortgage bro-
1.To approve Platt division for River Walk property. (George O'Bier)
rely on other people to do their job in order to ker since 1991) Diamond Investments Inc.
2. Scott Modesitt, Summit Professional Services to discuss and present the following.
get to closing. Over the many years I have Darryl, Vicki, and Shirley are your "The Dia-
A.Community Development Block Grant- Required First Hearing.
practiced my craft only a hand full of mort- mond Team". We are seasoned professionals
B.Fair Housing Workshop.
gage brokers have come to their clients prop- that are available for your real estate needs 7
C.Appointment of Citizen Advisory Task Force.
erty closings. Thousands, and thousands of days a week.
D.CDBG Procurement.
buyers came to closings without the most
If you are a buyer, or know a buyer
3.To approve Resolutions R6-08 and R7-08 required application for
important financial person sitting next to them we want the opportunity to serve them. Please
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