'Newspg5' by The Newscaster - Nature Coast News

PAGE 4 January 7, 2009

The Newscaster/Nature Coast News

Sheriff Deputies Make New Year’s

Real Estate Today

Day Arrest in Yankeetown

Mortgage Questions & Answers

by Angela "Bunny" Adams, Apex Lending

A Winter Spring, Florida man was arrested by the Levy County Sheriff's Office at a

1. What is a mortgage broker? A person licensed by the state to work with

Riverside Dr. residence in Yankeetown on New Year's Day. According to the arrest report, a

numerous financial institutes, to obtain financing that suits the best needs for

deputy arrived at the residence, in response to a call, around 4:00 a.m. Victor Kelly, 31 told the

the client.

deputy that his girlfriend would probably say that he had pushed her to the ground.

2. An advantage to the mortgage broker business is that I deal with over 150

The victim told the deputy that she and Kelly had been arguing, when he grabbed

different financial institutions, so I can locate a lender which best serves the

her by her upper arms and pushed her out of the residence and onto the ground twice,

needs of the client. Most of us deal with one bank and take whatever they have

"causing a small, superficial scratch to her palm," he report stated. She said that he had also

to offer, because we are not aware of the other opportunities. By using the

pushed her into a plant, before locking her out of the residence. Kelly was charged with

services of a broker, you save time by not running from one bank to another, trying to deal

domestic battery and transported to the Levy County Jail. His bond was set at $2500.

with all of the different requirements that each of them require. It is more like one-stop shop-

ping, but getting answers from many.

Arrest - Continued from page 1

3. What is a reverse mortgage? There is a lot to know about this, but the overall picture is

that you can use the equity in your home to have a monthly income and still maintain owner-

After the detective located a computer in the Crystal River area that contained illegal files, the

ship of your home. This is usually offered to people of retirement age to help them maintain a

internet provider was subpoenaed for information on the subscriber (Mr. Babcock). Babcock's

higher class of living.

computer and other equipment was seized in September, then forensically examined by the

4. I stay current on what the mortgage loan market has to offer. There are numerous grants

Florida Department of Law Enforcement's (FDLE's) lab in Tampa. After the findings were

and funding programs to provide assistance with the purchase of your home.

reviewed by the State Attorney's Office, Babcock was arrested on the charges and trans-

5. I can obtain financing for mobile homes

ported to the Citrus County Detention Facility. His bond was set at $60,000.

Your credit rating does not start with just your first credit card, it starts when you

Coast Guard - Continued from page 1

become of legal age. I believe that most people do not understand the importance of their

credit rating, and always feel there will be time to turn it around. This can happen, but it takes

to the vessel’s compliance with established structural stability, lifesaving, firefighting and

time. You can’t choose to not pay a debt without a consequence. I am also offering to help set

navigational standards, as well as safe operating conditions and crew competencies."

up budgets and teach the basics, so that the end results will be beneficial to both of us.

The Coast Guard, in concert with state and local partners, actively investigates all

My experience: approximate 24 years in the financial industry, I have held a real

reports of unsafe passenger vessel operations, imposing civil or criminal penalties where

estate license, as well as working in the financial industry I feel that with my knowledge in

appropriate.

these areas I can provide a much needed service to the people of our community. I can help by

Mariners who anticipate being a passenger on a vessel carrying more than six pay-

teaching people the basics in order to get them prepared for a solid financial future.

ing passengers, should ensure the vessel has satisfactorily passed a Coast Guard safety

My desire is to help people get the best rate and terms that I possibly can. I have

inspection before the voyage. To verify that this requirement has been satisfied, ask to see the

always felt that if I can not help you I am not going to hurt you. This has always helped me

vessel’s Certificate of Inspection, or Coast Guard Safety decal aboard the vessel.

to maintain a professional relationship with my clients, who have become my friends.

Owners and operators who want to carry more than six paying passengers must

I would like to thank my past customers and my new customers for their continued

receive a Coast Guard safety inspection by the local Officer In Charge of Marine Inspection.

support and I look forward to helping them in every way possible. You can watch the video

To schedule an appointment for a vessel operating on Florida’s west coast, please call (813)

interview by logging on to www.thenewscaster.com. Then go to the video page.

228-2191, Ext. 8122.

JOIN US TO DISCUSS PL A N S FOR MEETING

GET CONNECTED.

FLORIDA’S FUTURE ENERGY NEEDS.

Progress Energy Florida is working to ensure our state continues to have the reliable power it needs.

This includes possible new transmission lines in your area.

To determine the best route for these transmission lines, we are working with the Community Partnership for Energy

Planning, a cross-section of community leaders and representatives from Citrus, Hernando and Levy counties. The

potential route will largely follow an existing transmission line in Citrus and Hernando counties. In Levy and northern

Citrus counties, new rights of way will be needed. In limited areas of Hernando County, the company may need to widen

its existing rights of way. Speciﬁc information will be available at the meetings.

To hear more about the proposed transmission line in your area and our balanced solution for meeting Florida’s future

energy needs, including energy efﬁciency, alternative energy and state-of-the-art power plants, please attend

one of these meetings:

Brooksville Elks Lodge

W. Citrus Elks Lodge

National Guard Armory

14494 Cortez Blvd.

7890 W. Grover Cleveland Blvd.

8551 W. Venable St.

Brooksville, FL 34613

Homosassa, FL 34446

Crystal River, FL 33426

All meetings are held from 4 to 7:30 p.m. If you are unable to attend the meeting, please visit our Web site

at progress-energy.com/energyplanning, or e-mail us at EnergyPlanning@pgnmail.com

or leave a message at 1.888.238.0373.

We look forward to working with you to ensure a secure energy future for all Floridians.